Keep track of
who owes what.
Add shared expenses in seconds, remember every IOU, and recover money faster when it is time to settle up.
No bank accounts, no payment setup—just a clear record and smart reminders.
Takes less than 30 seconds. No bank connection needed.
Next: add who owes you, the amount, and what it was for.


We do the 'awkward' for you.
If you're the one who pays the pizza, grabs the tickets, or picks up the Uber… you're probably also the one left unpaid.
HeyMoney keeps tabs, sends reminders, and makes sure you're not footing the bill alone.
- Lost notes: You kinda wrote it down… then forgot.
- Awkward messages: "Hey bro, you owe me…" is never fun.
- Overkill apps: Tricount is cool, but not for one random dinner.
- Better results than a WhatsApp text: Reminders from a 3rd party app are psychologically harder to ignore but easier to accept.
Real Ones Use HeyMoney.
“I always end up paying. At least with HeyMoney I know who's paid me back.”
ÁlvaroEarly user“I hate asking for money. Now HeyMoney does it for me, zero drama.”
LucíaEarly user“I used to forget who owed me for what. Now I log it, send a fun reminder, and they Bizum me 2 minutes later. Simple.”
MiguelEarly userThe Social Layer for Your Money
Payments are private (Bank-to-Bank), but reminders are social.
HeyMoney handles the social part so you can keep your friendships and your cash.
Track fast:
Add who owes you and how much. Done.
HeyMoney notifies them:
Via SMS or email—our signature chill reminder.
Zero Bank Access Needed:
We don't need your bank login. We just help you stay organized.
Settle however you want:
Bizum, Venmo, Cash—mark it paid when they do.

How HeyMoney Works (So You Don't Have To)

Log who owes you — e.g. "Pedro. Friday dinner – €12".

HeyMoney remembers who owes you what — When you're ready, send a HEY (our chill reminder)!

Settle up outside the app.
Settle up outside the app.
Once your friend receives the reminder, they pay you via Bizum, Bank Transfer, or Cash. Simply mark it as 'Settled' in HeyMoney to keep your balance clean.
“Stop going broke for being the reliable friend.”
Start Free With HeyMoney
Track what you paid. Get paid when it makes sense.
It's free, chill, and way less awkward.
